Judicial judgment — Court of Cassation – Civil / Insurance
A Driver’s Recovery from the Insurer for Medical Bills
Decision reference: Court of Cassation Civil Decision No. 363/2023, referring also to Decision No. 4592/2017 and Civil Code Articles 925 and 929.
A driver who paid treatment bills for the injured person may have a direct legal claim against the insurer for the amount paid, under Civil Code Articles 925 and 929, as a beneficiary of the insurance contract and a person responsible for the accident; the compensation is originally secured by the insurer.
Compensation and insurance
Judicial judgment — Court of Cassation – Civil / Insurance
Updated: 22 September 2026
Prepared and reviewed by: Ashraf Al-Khawaja
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A driver who paid treatment bills for the injured person may have a direct legal claim against the insurer for the amount paid, under Civil Code Articles 925 and 929, as a beneficiary of the insurance contract and a person responsible for the accident; the compensation is originally secured by the insurer.
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Question
May an insurer refuse reimbursement of treatment bills paid by the driver for the injured person?
Extracted principle
A driver who paid treatment bills for the injured person may have a direct legal claim against the insurer for the amount paid, under Civil Code Articles 925 and 929, as a beneficiary of the insurance contract and a person responsible for the accident; the compensation is originally secured by the insurer.
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